How To Challenge Your Credit Report
How To Challenge Your Credit Report
How To Challenge Your Credit Report
How To Challenge Your Credit Report

What Is Identity Theft?

According to the FTC it is:
When someone uses your personally identifying information, like you name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn?t make or until you?re contacted by a debt collector. Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.

How To Challenge Your Credit Report

How to challenge your credit report You have no doubt heard of identity theft being a major problem in all around the world. To briefly explain, identity theft is when a person will find your personal details, such as your Social Security number, name or address and use them as if they were you. Typically they will be used for purchases which do not require advance payment or to obtain credit to use for other purposes. how to challenge your credit report When we hear the term identity theft we often think credit card or loan fraud, fraudulent bank account transfers. Identity thieves are sophisticated and often will use your information for subtle and lasting crimes like utility or telephone fraud, employment fraud or government document and benefit fraud. Identity thieves will take anyone's information, young or old and in some cases, deceased.

how to challenge your credit report

How to challenge your credit report Although most anyone would be able to describe what identity theft is, most people are not fully aware of how serious the consequences are when identity theft strikes and perhaps there are still a lot of assumptions about the crime and how it actually happens. Also we'll shed some light on what identity theft protection is how it can help you make sure that if an identity thief gets a hold of your personal information, they can't actually use it. how to challenge your credit report The traumas and problems associated with identity theft are by no means new on the scene. Those of you who are accustomed to working on the internet, purchasing or for any personal use will know that there has become an increasing risk in internet identity theft as more and more people are using it to carry out their daily activities.

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how to challenge your credit report

How to challenge your credit report As modern commerce has made the world smaller and smaller in many ways, your personal information is now shared with more and more people across the planet. This is not necessarily a bad thing but it can be if it is abused. Identity theft has become a major problem across the planet over the last couple of decades. how to challenge your credit report Your identity is something that you should cherish and protect, especially since there are plenty of thieves that would love to get their hands on your personal information and commit identity theft. Find out what an identity theft protection service really does and if they are worth the price.